Every card purchase rounds up to the nearest dollar. The change buys a fragment of the company you just bought from. Over a month, your spending becomes a portfolio of your own habits.
Works with cards from
Two minutes to set up. Then you never think about it again.
A standard open-banking connection. We see the merchant name and the amount for each purchase. Not your balance, not your other accounts, not what was in the bag.
$4.60 becomes $5.00 and forty cents drops in the jar, tagged to the merchant. Starbucks to SBUX, Target to TGT, the corner store to the market.
Each brand's change becomes a fragment of that brand on Robinhood Chain. You end the month owning a little of everywhere you went.
Forty dollars of change became six positions. The largest is the bodega, because you go there most. The jar did not judge that. It counted.
"I found out I go to the same coffee place 22 times a month. Now I own a piece of it. Both facts are fine."
Alina · nurse, 31"Muted Amazon on principle. Kept the jar on. It is a small, petty, working portfolio."
Gerald · librarian, 45"It is the only budgeting app that has never made me feel bad. It just shows me what I own now."
Sofia · line cook, 27No. The fragments are real stock tokens and they go up and down. The round-up is guaranteed. The returns are not.
About forty card purchases a month, so roughly twenty dollars of change. It is not a retirement plan. It is a mirror with a small dividend.
Mute it. That merchant's change goes to the market instead.
No. We build on their chain like anyone can. Not affiliated with Robinhood, any merchant, or your bank.